What Do Bicyclists Need to Know About Insurance?

; Bike commuting increased 38% between 2000 and 2012, according to the latest Census data, with 298,000 new people pedaling to work. More people are taking up two-wheeled transportation for good reasons. Not only is it an opportunity for exercise, but it’s often cheaper than driving or public transit. However, one bad accident can erase… Read More »

Getting Your First Auto Insurance Quote

; You have your first real job and apartment. Or you’ve graduated and moved back in with your folks. Is it time to leave your parents’ policy and get your own car insurance quote? Here’s what you need to know. Do you need your own policy? You can stay on your parents’ policy as long… Read More »

Lust After a Luxury Car? Expect Higher Auto Insurance Quotes

; If you could snap your fingers and own any car, you might pick a luxury vehicle built in Germany or Italy. But if you did, you might be in for a nasty surprise when you got car insurance quotes for your new ride. Insurance for a really sweet vehicle can easily cost more than… Read More »

How to Secretly Buy a Car (and Car Insurance) for the Holidays

; Commercials featuring a brand-new car with a bright red ribbon and a joyous recipient are a staple of holiday advertising. And as you might expect, pulling that ?trick ?off is harder than it appears. In real life, it takes some scheming and planning to buy a new car, get all the paperwork in order,… Read More »

When to Borrow Against Your Life Insurance Policy

; Most people buy life insurance to protect their families from the loss of their income if they were to die. However, if you have a permanent life insurance policy, you might want to use it for another purpose — a loan. Life insurance policy loans have major advantages over bank loans or credit cards,… Read More »

Don’t Fall Victim: How to Spot a Life Insurance Scam

; Choosing the right life insurance policy is a big decision. After all, you’re committing to a policy for 10, 20, or 30 years — or even the rest of your life, in the case of permanent life insurance policies. That’s why many people rely on insurance agents or financial advisors to help them find… Read More »